30+ brands • 100% online

Your dream new car, right to your door.

Check your loan eligibility FREE in 30 seconds. Pick from 30+ brands at the best price — we handle the bank, the paperwork and the delivery. You just wait for the keys.

100% New CarsGuaranteed genuine
DeliveryAll Malaysia
Consultation100% free

Check Eligibility — Free View All Models

No obligation • Won't affect your CTOS

Not sure if you qualify? Don't guess — check now.

30 seconds. Completely free. No obligation — and it will NOT affect your CTOS/CCRIS record.

Check Eligibility Free

Step 1

Choose your favourite brand

30+ brands, hundreds of models — all brand-new, latest prices.

Why us

Why Malaysians choose OTTOZO

Fast approval

Approved in 1–7 days. We submit to multiple banks at once for the best chance.

100% free, no strings

No hidden charges. Advice and eligibility checks are completely free.

Best price guaranteed

We compare across brands so you always get the best deal.

Delivered to your door

Paperwork, insurance and delivery — your car arrives at your doorstep.

Check eligibility

30-second form.

Pick your car

Compare, get best price.

We handle the loan

Paperwork with the bank.

Receive your car

Delivered to your door.

Who can apply

Who can apply?

More people qualify than you'd think.

Salary from ~RM1,500/month

Different models fit different budgets.

Employed OR self-employed

Freelance, commission, gig & e-hailing welcome.

Have PTPTN? Still eligible

PTPTN alone does not disqualify you.

CTOS not perfect? We help

We find the best path across multiple banks.

Malaysian, age 21–60

Valid IC and a stable income source.

First-time buyer? No problem

We guide you step by step.

Check if you qualify

FAQ

Frequently asked questions

Does checking eligibility affect my CTOS/CCRIS?

No. Our free pre-check is an estimate only and does not touch your credit record. A formal bank application is only made once you give the go-ahead.

What is the minimum salary?

It depends on the model and your current commitments — many qualify from around RM1,500/month. Do a free check to know your real number.

Can I apply if I have PTPTN or a CTOS issue?

Yes. PTPTN does not disqualify you, and if your CTOS/CCRIS isn't perfect we'll advise the best way forward across multiple banks.

Are you self-employed / freelancer / e-hailing friendly?

Absolutely. We work with banks that accept self-employed, commission and gig income — just share your details and we'll match you.

How long does the whole process take?

Usually 1–7 working days from check to approval.

Final step

Apply now — get your best offer

Free, 30 seconds. Our advisor will contact you with the best car and loan options for you.

Response within 1 working day

Your data is private & secure

No spam, no pressure

Got questions? WhatsApp us now.

Our team is ready to help you pick a car and check your loan — quick replies.

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